General Liability Insurance for Hospice, Home Healthcare
Hospices are dedicated to providing care to individuals as they face the end of their life and support to their loved ones during this difficult time. Their noble work is invaluable and at Care Providers Insurance Services we’re committed to protecting this caring-giving community with our exclusive insurance program.
The Care Providers program, written with an A++ XV rated insurer and underwritten by our in-house staff, includes a broad portfolio of coverages, including general liability insurance. Our coverage provides for bodily injury, property damage, and personal injury claims.
Beyond General Liability
In addition, an integral component part of our GL coverage is the inclusion of separate professional liability for hospices & home healthcare and abuse and molestation liability insurance and limits. We recognize how important it is not only to protect a facility from claims of slips, trips, and falls but also to safeguard the organization and its professional staff and volunteers from allegations that involve potential mistakes and negligence in the work they perform and claims of abuse.
We also have our pulse on the rapidly growing home healthcare and hospice industries and their emerging liability exposures. Agencies and facilities are dealing with an aging population that requires increased medical and senior care services. Expanded federal and state regulations have resulted in stricter compliance requirements and greater risks for hospices, just to name a couple of new challenges. Our program is flexible and designed to respond to changes and emerging risks and provide the liability coverage your insureds need.
Our General Liability Coverage Features
- ISO Forms/Endorsements
- Professional Liability
- General Liability – limits to $1MM/$3MM with “per location” aggregates
- Professional Liability – separate coverage part with limits to $1MM/$3MM
- Abuse and Molestation Liability – separate coverage part with limits to $1MM/$3MM
- Blanket Fund Raising events, including liquor
- Social Service Enhancement Endorsement
- Volunteer Workers, Employees and Independent Contractors as Insureds
- Exclusions: Lead, Asbestos, Pollution, Employment-Related Practices, Liquor Liability
Learn More About Our Insurance Program for the Hospice Community
We invite you to learn more about our program for hospices and how we can assist you in expanding your agency’s book of business. Contact us today for more information about our program.