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Coverages

Comprehensive solutions for unique needs

Robust social services and nonprofit insurance coverage

We offer a wide range of insurance protection to meet the unique challenges facing social services and nonprofit organizations. This includes coverage for injuries on premises, automobile accidents, property damage and business interruption, in addition to more severe claims involving professional liability, sexual abuse and wrongful death.

Coverage highlights

General liability

  • Occurrence or claims made options
  • Primary limits $1M/$3M/$3M

Automobile

  • Liability limits to $1M per accident
  • Coverage for 15-passenger vans and buses

Umbrella/excess

  • Limits to $5M available
  • Includes Professional and Abuse coverage

Sexual and physical abuse

  • Occurrence or claims made options
  • Sublimit to $1M/$1M (depends on class)
  • Defense expense is in addition to limits

Professional liability

  • Occurrence or claims made options
  • Primary limits $1M/$3M
  • Defense expense is in addition to limits

Property

  • Blanket options available
  • Extensive coverage in Property Enhancement

Additional coverages

  • Employment Practices, Directors & Officers Liability, Fiduciary Liability, Crime, Inland Marine, Cyber Liability, Participants/Volunteer Accident

Coverage details

Interested in learning more about our insurance coverage for social services and nonprofit organizations? Get more details in our coverage overview and please contact us with any questions.

We’re ready to bind your nonprofit risks today

Quynh Tran Headshot

Quynh Tran,
Program Director

qtran@nsminc.com
484.531.8887

We are here to help

Call us at 484.531.8887 or send a submission and request more information.